$300 New Checking
Customer Offer

Open and use a new qualifying personal checking
account and you can earn up to $3001!

OPEN NOW
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Switch and Get Banking That Delivers.

Enjoy convenient and flexible financial tools, greater value and bigger rewards, to help make your life simpler. Plus, get personal service and guidance from the local bank that has supported families and neighbors for 150 years.

When you move your checking account to Ascend Bank, you can earn up to $300.1

  • $200 for opening a Personal Checking account
  • +$100 when set up direct deposit

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Features
Access to Greenlight
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You'll also get tremendous value and free benefits with Ascend Bank Checking, including:
Rebates on ALL ATM Fees
Top-Rated 4.8/5 Mobile Banking App
Free Visa® Debit Card + Rewards
Safety & Security
Free Financial Management Tools
Ascend Bank Early Pay2
Greenlight4
Plus, ask about a competitive rate on our Spring Savings3 account!

Checking accounts made for your needs

Prime Access Checking Icon
Prime Access Checking
Maximize your Money
The best rates and benefits we have to offer.
OPEN NOW
Preferred Access Checking Icon
Preferred Access Checking
Exceptional Benefits
No ATM fees, preferred rates & great free services.
OPEN NOW
Access Checking Icon
Access Checking
Rewarding Relationships
Earn interest on your money & never pay an ATM fee.
OPEN NOW
Features
Access to Greenlight
Interest Bearing Account
Preferred Deposit Rates
Best
Better
Good
Rebates of Non-Ascend Bank ATM Activity Charges
Unlimited
Unlimited
Unlimited
Convenience
Free Visa Debit Card
Free Online Banking
Free Online Statements
Free Mobile Banking1
Free Overdraft Protection Transfers from Saving
Added Benefits
Readyline Membership Fee- First Year Free7
Free Notary Service
Free Paper Statements
Free Small Safe Deposit Box
Free Consultation with Grey Ledge Advisors5,6
Free Signature Guarantee
Free Checks
Free Signature Checks or 50% discount toward design of choice
Free Signature Checks or 50% discount toward design of choice
N/A
Terms
Minimum Requirements to Avoid Monthly Service Fee
$2,500 minimum balance
$50,000 aggregate balance2
$1,500 minimum balance
$25,000 aggregate balance3
Qualifying Direct Deposit & Active use of Debit Card4
Monthly Service Fee
$25.00 if below minimum requirements
$20.00 if below minimum requirements
$15.00 if below minimum requirements
View Disclosures

Consumer accounts only. $50 minimum opening deposit required for all accounts.

1. Message and data rates may apply from your wireless carrier. Not all wireless carriers supported.

2. An average daily minimum balance of $2,500 must be maintained in the checking account and a $50,000 average daily minimum aggregate balance (inclusive of the amount maintained in the checking account) must be maintained in consumer deposits, loans (lines of credit are measured as the amount outstanding and not the full line of credit) and/or wealth management accounts. If the minimum requirements are not met, a $25 monthly service fee will apply and rebates of Non-Ascend Bank ATM Activity Charges will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates.

3. An average daily minimum balance of $1,500 must be maintained in the checking account and a $25,000 average daily minimum aggregate balance (inclusive of the amount maintained in the checking account) must be maintained in consumer deposits, loans (excludes first mortgages; lines of credit are measured as the amount outstanding and not the full line of credit) and/or wealth management accounts. If the minimum requirements are not met, a $20 monthly service fee will apply and rebates of Non-Ascend Bank ATM Activity Charges will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates.

4. Qualifying Direct Deposit must exceed $250 from an unrelated third party such as payroll, social security or veterans’ benefits and must occur monthly. Active use of Debit Card is defined as making one or more debit card purchases per month. If the minimum requirements are not met, a $15 monthly service fee will apply and rebates of Non-Ascend Bank ATM Activity Charges will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates.

5. Ascend Bank does not offer legal advice. You should seek specific advice regarding legal and tax matters from a qualified attorney. Products and services made available are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

6. Grey Ledge Advisors is a separate subsidiary of Ascend Bank. Grey Ledge Advisors is a registered investment adviser and makes investment recommendations that involve products that are not Bank deposits, are not guaranteed by the Bank, not FDIC insured, and involve risks, including the possible loss of principal.

7. Subject to credit approval.

8. Primary account holders age 16-25 that are enrolled in Online Statements will receive rebates of ATM fees of up to $15 per month. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates.

9. The monthly service fee will be waived by maintaining monthly enrollment in Online Statements.

Open your checking account in minutes today:

We offer the products and services that make your life easier. Open your account today and start to experience the Ascend Bank difference! You can also call 800-730-6603 or visit a branch to get started.

Ascend Bank log in screen on a laptop

With Ascend Bank Checking, You Get Banking Access Anywhere

Our online digital banking platform provides you with a fantastic array of personal financial tools.

Digital Banking
Ascend Bank log in screen on mobile phone

And enjoy powerful Banking, right at your fingertips

Get great features from Ascend Bank, like mobile check deposit, pay-a-person, budgeting, and more!

Mobile Banking

Learn About Smart Banking From Ascend Bank

Person using online banking app on mobile phone next to tablet

Exploring the Features and Benefits of Digital Banking

With the convenience and accessibility it offers, digital banking has become imperative to the way consumers manage their finances.

LEARN MORE
Man at kitchen table on laptop

Managing Personal Debit Card Usage and Security Tips

In today’s fast-paced world, managing personal finances can be a daunting task, especially for busy young families.

READ MORE
Daughter sitting on dad's shoulders in the park

Personal Debit Card Benefits For Young Families

It’s important to have financial tools that help you manage your money efficiently and securely, and one of the simplest and best tools to get started with is a personal debit card.

KEEP READING

Disclosures

1. Up to $300 Consumer Checking Offer: Offer available when you open a new Access Checking, Preferred Access Checking or Prime Access Checking account. You must enter promotion code “Spring300” if opening online or mention the promotion to a banker when opening at any Ascend Bank branch. Minimum requirements to avoid monthly service fees must be continually met and account must remain open for 180 days to receive the $200 statement credit. Get $100 for making a direct deposit within 30 days of opening your account. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the Ascend Bank mobile app are ineligible direct deposits. May be subject to 1099 reporting. Account holder is responsible for all applicable taxes. Offer valid through July 31, 2026, and may be withdrawn at any time. Must be a CT resident. Limit 1 offer per person. New and existing customers are eligible, but funding may not come from a current Ascend Bank account. Rates on all balances subject to change based on future market conditions. Accounts subject to approval. $50 minimum to open any personal checking account. View full account details at ascend.bank/personal/bank/checking. Promotional offers will be paid out within 30 days of completing the 180-day terms period.
2. Early Pay: Ascend Bank Early Pay is available with all Ascend Bank checking accounts and Ascend Bank savings accounts and grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Eligible direct deposits include certain transactions such as payroll, government benefits, or similar types of payments. The Ascend Bank Early Pay service is dependent on when Ascend Bank receives information from the payer that the funds are on the way. This could vary, and you may not always receive your funds early.
3. Spring Savings offer: Earn an interest rate of 3.93% with a 4.00% Annual Percentage Yield (APY) on balances up to $99,999.99; 2.96% interest rate (4.00%-3.00% APY) on balances between $100,000.00 to $299,999.99; 2.72% interest rate (4.00%-2.75% APY) on balances between $300,000.00 to $499,999.99; and 2.47% interest rate (4.00%-2.50% APY) on balances above $500,000.00. Each rate applies only to the portion of the balance within its tier, and your total yield is a blended rate across tiers. $0.01 minimum to open and $1.00 daily balance required to earn the disclosed APY. New and existing customers eligible. Funds must not come from an existing Ascend Bank account. Rates subject to change based on market conditions.
4. Greenlight: Ascend Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Ascend Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. The Greenlight® prepaid card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International. Offer subject to change at any time. Visit ascend.bank/greenlight for complete details.