Benefits of Opening an IRA
Contribute Your Way, On Your Time
Unlike conventional IRA’s, you can add to an IRA savings account at any time.
Personalize Your IRA
Choose from flexible options, with competitive rates and terms of one to five years.
No Bank Penalties on RMD Withdrawals
Best of all, you can withdraw funds as part of Required Minimum Distributions (RMDs) with no bank penalties.
*IRS penalties may apply. Consult a tax advisor.
Open an IRA In Just 3 Easy Steps
Prepare Your Information
Items needed: Current IRA account and mailing address.
Connect with an Expert
Stop in to a branch, call (800) 730-6603, or schedule a virtual appointment today.
Transfer Your Funds
Sign an IRA Transfer Request and watch your money grow.
Discover More with Ascend Bank
Savings
Open a savings account that matches your exact needs, whether you’re saving for school, a home, or an emergency fund.
Financial Health Checklist
We put together a handy financial health checklist for you to utilize no matter where you are on your personal finance journey.
Current Rates
Review current rates for IRA CDs now. It's a safe, FDIC-insured way to earn a strong, fixed rate towards your retirement.