Benefits of Early Pay:
No Extra Fees
Early Pay is a free feature available with all checking accounts and Ascend Bank savings accounts.
Automatic Enrollment
There’s no need to sign up separately. If you have direct deposit, you’re automatically eligible.
Faster Access
Receive your direct deposit up to two days early, so you can manage your expenses without waiting.
How Early Pay Works:
- Set Up Direct Deposit
Once you’ve set up a recurring direct deposit into your account, the Early Pay feature automatically applies. - Receive Your Money Early
If your deposit is processed by your employer or payer earlier, Early Pay makes those funds available to you up to two days before the scheduled payday.
That's It - It's That Easy With Ascend Bank Early Pay!
Frequently Asked Questions
Timing depends on when we receive your direct deposit from your employer or payer. While most deposits will be eligible for Early Pay, the exact time may vary.
Nope! If you have a direct deposit, Early Pay is automatically available with your account.
Any recurring direct deposit, such as paychecks, government benefits, or pensions, qualifies for Early Pay.
Disclosure
*Ascend Bank Early Pay is available with all Ascend Bank checking accounts and Ascend Bank savings accounts, and grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. Eligible direct deposits include certain transactions such as payroll, government benefits, or similar types of payments. The Ascend Bank Early Pay service is dependent on when Ascend Bank receives information from the payer that the funds are on the way. This could vary, and you may not always receive your funds early.